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Mortgage Calculator

Scenario 1: No LMI

Required 20% Deposit: $200,000

Additional Savings Needed: $0

Monthly Repayment: $5,989.88

Total Loan: $800,000

Scenario 2: With LMI

Current Deposit: 20.0%

Estimated LMI: $0

Monthly Repayment: $5,989.88

Total Loan: $800,000

Savings Projection Calculator

Key Milestones

Notes

  • All calculations are estimates and may vary by lender
  • Monthly repayments include estimated property tax (1%) and insurance ($1,200/year)
  • LMI costs are approximate and may differ significantly based on lender and circumstances
  • Additional costs like closing fees, moving expenses, and maintenance are not included
  • Savings projections assume consistent monthly deposits and interest rates